For business
Contract risk review, scored
Like FICO, but for contracts. LiabilityScore™ gives every agreement your business signs or receives a 0–100 risk score and a plain-English breakdown of the clauses behind it — so the highest-risk contracts surface on their own, and a close read goes where the exposure actually is.
How it works
- 1Bring in the contract. Upload a PDF or DOCX, or paste the text of any agreement you are about to sign or have received. No implementation project, no setup.
- 2Get a 0–100 risk score. In under 60 seconds, the engine returns a score and a plain-English breakdown of every clause that moved it — uncapped liability, auto-renewal, personal guarantees, indemnification, short cure periods, and more.
- 3Surface the highest-risk agreements. Across a queue of contracts, the score tells a team which ones concentrate the exposure, so the close reads go where they matter instead of evenly across everything.
A credit score, for contracts
A credit score reduces a borrower's risk to one number that anyone can read in a second. A contract risk score does the same for an agreement. The scale runs 0–100, higher is safer, and a score below 40 is High Risk — the same direction of travel as the credit score the framing borrows from.
The number is an observation about how balanced the terms are relative to how that type of contract is commonly written. It is not a verdict on whether to sign. What it buys a team is triage: across a stack of agreements, the score tells you which ones to read first.
Who it's for
Teams that see more contracts than anyone can read closely, and want a consistent way to decide what gets the close read. Common cases:
- Finance & operations. Teams that sign vendor, SaaS, and service agreements continuously and need a fast read on which ones carry real exposure.
- Procurement & vendor management. A consistent risk score across an inbound contract queue, so triage is based on the terms rather than on who has time to read.
- Banks & credit unions. A risk-intelligence layer over the vendor, service, and lending documents an institution signs or receives — flagging clauses to read closely, alongside the institution's own compliance review.
- Owners & small business. One agreement or many: see what a contract obligates you to before you sign, in plain English, without a per-seat enterprise platform.
Where it fits
“Contract intelligence” and contract lifecycle management cover a lot of ground. Here is how risk scoring sits next to the rest:
- Contract risk scoring. A 0–100 score on the risk in a single agreement, with the specific clauses that drive it. Upstream of signing; no rollout required.
- Contract intelligence / CLM. Storing, searching, and managing the contracts you already hold, usually at enterprise scale and price. Useful — and complementary to a risk score that runs out front.
- Manual review. Thorough but slow and uneven across a queue. A score points a reviewer or attorney at the highest-risk documents and clauses first.
Score a contract now
Bring the agreement you are about to sign or just received. You get a risk score and the clause breakdown in under 60 seconds. Free to start — paid plans begin at $4.99 per month when you want volume.
Frequently asked questions
What is contract risk review?
Contract risk review is the process of reading an agreement to find the terms that shift risk onto one side — things like uncapped liability, automatic renewals, personal guarantees, broad indemnification, or short cure periods. LiabilityScore™ does this automatically: it returns a 0–100 risk score for each contract and a plain-English breakdown of every clause that drives the score, so a team can see which agreements need a closer look without reading all of them line by line.
Is there contract review software for banks and credit unions?
LiabilityScore™ scores any contract a financial institution signs or receives — vendor and SaaS agreements, service contracts, leases, and lending documents — and flags the clauses that commonly carry risk. It is a risk-intelligence layer that helps a team triage a queue of agreements by where the exposure is concentrated. It is not a substitute for the institution's own compliance review or for counsel; it surfaces what to read closely, and the legal and regulatory judgment stays with the institution.
How is this different from contract intelligence or CLM tools?
Contract lifecycle management (CLM) and contract intelligence tools are generally built around storing, searching, and managing the contracts you already have, often at enterprise scale and enterprise pricing. LiabilityScore™ is narrower and starts upstream: it scores the risk in a single agreement before or as you sign it, with no implementation project. You can scan one contract in under 60 seconds. The two are complementary — a risk score can sit in front of, or alongside, whatever repository a team already uses.
How does the risk score work?
The score runs 0–100, where higher is safer and a score below 40 is High Risk — the same direction of travel as a credit score. The engine reads the contract, identifies the clauses that shift risk, weighs each by how severe and how unusual it is relative to how that contract type is commonly written, and reports the result with the specific language it flagged. The number is an observation about how balanced the terms are, not a recommendation about whether to sign.
What contract types can it score?
Any contract type. LiabilityScore™ has tuned handling for commercial leases, loan and lending documents, employment agreements, personal guarantees, service agreements and master service agreements, and subscription or SaaS terms, and it accepts any other agreement through a general contract path. Upload a PDF or DOCX, or paste the text.
Does it replace legal review?
No. LiabilityScore™ is a risk-intelligence tool — like a credit score for contracts. It tells you where the risk in an agreement is concentrated and what the document actually says, so the time a reviewer or attorney spends is focused on what matters. It is not legal advice, and the legal judgment about what to do with the information is the reader's.
Important
LiabilityScore™ is not legal advice. It is a risk-intelligence tool — like a credit score for contracts. A score describes how balanced an agreement's terms are; it is not a guarantee, certification, or legal opinion, and it is not a substitute for review by a licensed attorney or for an organization's own compliance review. For advice specific to your situation, consult qualified legal counsel.
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